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REAL ESTATE RELATED – “Performance & Relationship Building”
As entrepreneurs and business people we all develop “Rules” or “Laws” that WE decide are important to us as individuals – to continue to do, what we do successfully; with a sense of purpose and accomplishment.
Some of these have to do with the Performance side of the business, like always showing up on time, or paying our financial obligations BEFORE they’re due.
While others have to do with the Relationship side of the business- these look more like personal courtesies- making a point to send out informative friendly emails, an occasional Thank You note, or regularly dropping in on business friends to keep in touch and up to date on local business issues, market trends and changes; while lending an ear on any stressful issues they may be dealing with presently…
Both of these distinctly different elements are equally important to the business person that understands True success (at anything) is inextricably entwined with long-term thinking- and built over-time, in the present, by proactively meeting each moment with a earnest heartfelt effort and practical simple daily actions-
Both mind & heart are brought together in Focused Action –
this is an absolute necessity to any fruitful, worthwhile and lasting endeavor.
Both energies are simultaneously forged into a formidable force soliciting and garnering the approval, power and cooperation of this GREAT Universe.
This IS indeed, the True “Secret” to long-term Success.
Good day.
Tony@tonyalvarez.com
SYSTEMS = DAILY FOCUSED ACTION STEPS
Yesterday I was at a local nursery (I love plants, trees and anything to do with gardens or orchards) and as I turn to enter the back area of the store where they keep their plants, I see this sign posted at eye level on the door- it made me laugh as it reminded me of all the similar signs I have written on the same pumpkin colored paper and posted on the wall above mine and Sabrina’s (my assistants) desk in frustration reminding us of a bunch of very important but simple actions, that for some reason are easily forgotten-
1-CONFIRM EVERYTHING IN WRITING!!!
2-WHAT DID YOU DO TODAY TO BUY A HOUSE?!!!
3-CLOSE SALE ESCROW – SHUT OFF UTILITIES!
4- CLOSE PURCHASE ESCROW- TURN ON UTILITIES!
5- SAY THANK YOU- CHOCOLATE!!! 
????
6- LOVE YOUR BUSINESS FRIENDS- CALL!!!
7- READ ONE HOUR DAILY!!!!!
8- GET THE RECEIPT!!
9- CONFIRM LICENSE- WORKERS COMP & LIABILITY INSURANCE- WEEKLY!!!
10- CHECK THE RE MARKET DAILY!!
This may seem unnecessary or even silly- But when you’re a small business person; basically a “One Man Show” (forgive me Sabrina
????) we have to find simple user friendly ways to keep our focus on those simple actions that are easily forgotten, yet over the years will undoubtedly deliver us to an unbelievable level of success.
Good day.
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Real Estate News 9.3.14
1.House Hunters Head for the Hills After Labor Day
“Labor Day marks the end of summer – and the end of the traditional house-hunting season. Based on properties viewed on the Trulia website for the full years of 2011-2013, home search activity jumps in March, stays high through summer, and then falls below the annual average in September and stays that way until the new year begins. Nationally, home searches for September and October combined are 6% below the annual average.”
2.US Home Prices Rose at Slower Pace in July
“U.S. home prices rose in July but at a slower rate compared with earlier this year. The moderating price increases could help support sales.”
3.Mortgage Applications Increase in Latest MBA Weekly Survey
“Mortgage applications increased 0.2 percent from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending August 29, 2014. ”
4.Housing Woes Worse in L.A. Than New York, San Francisco
“Jeanette Cross took out a payday loan to cover her May rent of $1,600 in South Los Angeles. She skipped car and insurance payments to keep a roof over her head. ”
5.Home prices just hit a 70-month high. Now for the bad news
“Home prices have soared over the past year, but the news isn’t all good on the home front.”
6.What slowdown? Phoenix, Valley cities considering a number of real estate projects
“Despite a sluggish real estate market, local city councils and planning boards have a number of major developments projects on their post-Labor Day agendas.”
7.Underwater in Southern California and trend reversals: 10 percent of SoCal homeowners remain underwater despite recent increase in home prices.
“You would think that the recent rise in home prices across Southern California would be enough to bring most homeowners into a positive equity position.”
8.Job creation rate at six-year high
“Overall job creation in the U.S. was steady in August, according to a new survey by Gallup Inc.”
9.Napa County home foreclosures continue to drop
“The number of Napa County homes facing foreclosure has fallen dramatically in 2014, especially compared to the great recession years.”
Do foreclosures and short sales still exist?
Unfortunately short sales and foreclosures are still taking place. Yes the real estate market is getting better but there are still homeowners losing their homes. I recently received a call from a couple possibly looking to rent a home. I immediately asked the caller if they were in a position to purchase a home rather than rent. The caller explained that they were in the process of losing their home due to a financial hardship. After determining how much they owed on their home loan, and a few details regarding their home such as location and square footage, I was able to determine that this couple had equity in their home. I made an appointment to meet them that same evening and yes I was correct, they had equity. They were under the assumption that their home was worth about $80,000 less than it was actually worth. In today’s real estate market the values of homes are changing quickly. Luckily I asked the right questions which led to the right answers, ultimately leading to the sellers being able to sell their home for a profit rather than simply losing their home to the bank. I have since listed their home and sold it. My clients were behind on their mortgage and the foreclosure date was approaching quickly however we managed to find a buyer quickly and close the transaction all prior to the foreclosure date. I am glad that the sellers contacted me because they were able to avoid a foreclosure on their credit report and they also gained money from the sale. Remember to always ask questions especially when they are questions that pertain to things you may not be that well informed about.
Appraisal Value And Market Value Are NOT Always The Same Thing
As we’ve seen values soften over the last 6 months with slightly higher interest rates, I’ve had multiple conversations with sellers fixated on a price for their home based on an appraisal they had a few months ago. In my tenure, I have seen this fixation on the appraised value cost the seller thousands as homes around them sell at market value and they hold onto an appraisal opinion that, although thorough, doesn’t reflect the current market value. In an appreciating market, sellers seem to quickly grasp the concept that the value six months prior doesn’t reflect the present value, however in a flat or softening market this same concept seems to an appraisal, in the context of a home purchase, is an opinion of value typically required and ordered by the lender.
Manufacturing Picks Up as U.S. Consumers Spend: Economy
Manufacturing picked up in April after consumer spending surged the prior month, showing the U.S. economy is poised to lift off in the second quarter.
The Institute for Supply Management’s factory index rose to 54.9, the strongest so far this year, from 53.7 in March, figures from the Tempe, Arizona, group showed today. Readings above 50 indicate expansion. Household purchases climbed in March by the most since August 2009, according to Commerce Department data.